Legal
By accessing or using this website, you agree to be bound by these Terms and Conditions. If you do not agree to these Terms, please do not use this website. These Terms govern your use of the website and any services provided by The Financing Factory.
By accessing or using this website (the "Website"), you agree to be bound by these Terms and Conditions (the "Terms"). If you do not agree to these Terms, please do not use this Website.
These Terms govern your use of the Website and any services provided by The Financing Factory ("we," "us," or "our").
The Financing Factory provides mortgage brokerage and commercial financing services across Canada through licensed mortgage professionals operating under 8Twelve Mortgage Corporation.
Services may include, but are not limited to:
All mortgage services are subject to applicable Canadian laws and lender approval requirements.
Submitting information through this Website does not guarantee:
All financing decisions are made solely by third-party lenders and financial institutions based on their own criteria.
By using this Website, you represent that:
You agree not to use this Website for unlawful, fraudulent, or misleading purposes.
You may be asked to provide personal and financial information, including:
You agree that all information submitted is accurate and complete. Providing false or misleading information may result in denial of services and may be reported where required by law.
By submitting information through this Website, you consent to The Financing Factory and 8Twelve Mortgage Corporation:
Your information will be handled in accordance with our Privacy Policy and applicable Canadian privacy laws, including PIPEDA.
Information provided on this Website is for general informational purposes only and does not constitute:
You should consult qualified professionals, including lawyers, accountants, and financial advisors, before making financial or legal decisions.
This Website may contain links to third-party websites, tools, lenders, or service providers. We do not control and are not responsible for:
Your interactions with third-party services are governed by their own terms and policies.
All content on this Website, including text, graphics, logos, branding, and design elements, is the property of The Financing Factory or its licensors and is protected by applicable copyright and intellectual property laws.
You may not copy, reproduce, modify, distribute, or republish any content without prior written permission.
We make reasonable efforts to keep the Website operational and accurate but do not guarantee uninterrupted access or error-free functionality.
We reserve the right to:
This Website and its services are provided on an "as is" and "as available" basis without warranties of any kind, express or implied.
We do not warrant that:
To the fullest extent permitted by law, all implied warranties are disclaimed.
To the maximum extent permitted under applicable law, The Financing Factory, 8Twelve Mortgage Corporation, and their affiliates, agents, employees, and representatives shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from:
Your sole remedy for dissatisfaction with the Website is to discontinue use.
You agree to indemnify and hold harmless The Financing Factory, 8Twelve Mortgage Corporation, and their affiliates from any claims, damages, liabilities, or expenses arising from:
Your use of this Website is also governed by our Privacy Policy, which explains how we collect, use, store, and disclose personal information.
These Terms shall be governed by and interpreted in accordance with the laws of the Province of Ontario and the laws of Canada applicable therein, without regard to conflict of law principles.
Any disputes arising from these Terms or use of the Website shall be resolved in the courts located in Ontario, Canada.
We may update these Terms at any time without prior notice.
Updated versions will be posted on this page with a revised effective date. Continued use of the Website constitutes acceptance of the updated Terms.
If you have questions regarding these Terms and Conditions, please reach out.